Form 56-1 One Report / Annual Report and Sustainability Report

Form 56-1
One Report 2024

Full Report (Download) Attachments

Sustainability Report 2024

Full Report (Download)

*Form 56-1 One Report is available from 2021 onwards.
*Form 56-1 One Report is available from 2021 onwards.

Sustainability Report 2022

Full Report

*Form 56-1 One Report is available from 2021 onwards.

Form 56-1 One Report 2021

Full Report Attachments

Sustainability Report 2021

Full Report

*Form 56-1 One Report is available from 2021 onwards.

Annual Report 2020

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Sustainability Report 2020

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Financial Information

Key Financial Position and Statement of Comprehensive Income (Million Baht)

Y 2023

Y 2024

1Q25

Total assets

4,514,484

4,551,379

4,628,379

Loan

2,671,964

2,693,301

2,720,983

Deposit

3,184,283

3,169,654

3,225,131

Non-performing loan (Gross NPL)/1

85,955

85,833

97,793

Net interest income

130,860

133,900

31,909

Non-interest income

36,627

41,911

13,745

Operating expenses

81,775

84,405

20,752

Expected credit loss

33,666

34,838

9,067

Net profit/2

41,636

45,211

12,618

Total comprehensive income/2

33,172

39,425

8,286

Key Financial Ratio (%)

Y 2023

Y 2024

1Q25

Loan to deposit ratio

83.9

85.0

84.4

Gross NPL to total loans ratio/1

2.7

2.7

3.0

Allowance for expected credit loss to NPL ratio/1

314.7

334.3

300.3

Total capital adequacy ratio (Basel III)/3

19.6

20.4

21.0

Tier 1 capital to risk-weighted assets (Basel III)/3

16.1

17.0

16.5

Common equity tier 1 capital to risk-weighted assets (Basel III)/3

15.4

16.2

15.8

Return on average assets (ROA)/2

0.93

1.00

1.11

Return on average equity (ROE)/2

8.01

8.27

9.15

Net interest margin (NIM)

3.02

3.06

2.89

Net fees and service income to operating income

16.3

15.8

16.6

Cost to income ratio

48.8

48.0

45.5

Other Information

Y 2023

Y 2024

1Q25

Number of staff/4

20,917

21,135

20,826

Number of domestic branches

847

791

779

Number of ATM machines

7,263

6,946

6,890



Consolidated

/1 Including interbank and money market lending
/2 Attributable to owners of the Bank
/3 As defined by the Bank of Thailand
/4 Excluding PT Bank Permata Tbk
Year 2025

Financial Statements

Assets and Liabilities (C.B. 1.1)

1st Quarter (Unreviewed)

Financial Statements Financial Results
March February January

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